130  Total SME IPOs listed in 2025

6,045.32 Crs.  Total funds raised in 2025

92  SME IPOs listed with Gain in 2025

38  SME IPOs listed with loss in 2025

130  Total SME IPOs listed in 2025

6,045.32 Crs.  Total funds raised in 2025

92  SME IPOs listed with Gain in 2025

38  SME IPOs listed with loss in 2025

130  Total SME IPOs listed in 2025

6,045.32 Crs.  Total funds raised in 2025

92  SME IPOs listed with Gain in 2025

38  SME IPOs listed with loss in 2025

130  Total SME IPOs listed in 2025

6045.32 Crs.  Total funds raised in 2,025.00

92  SME IPOs listed with Gain in 2025

38  SME IPOs listed with loss in 2025

United Bank of India IPO Analysis

United Bank of India IPO is a Book Building listing on BSE,NSE exchange, with an ipo size of ₹ 324.98 Cr. The company is based in Kolkata and caters to Banking And Finance sector. Axis Capital , Edelweiss Financial Services , SBI Capital Markets are the merchant bankers of United Bank of India IPO. It is a MainBoard IPO which filed its Draft Red Herring Prospectus (DRHP) on 20th December 2009.

United Bank of India IPO posted revenues of ₹ 555.12 Cr. and PAT of ₹ 46.22 Cr. in FY10 on annualised basis.

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 555.12 Cr.
            EBITDA: [●]
            PAT: ₹ 46.22 Cr.
  • EBITDA Margin: [●] %
            Pat Margin: 8.33 %
  • Net Worth: ₹ 276.99 Cr.
  • Market Capitalisation: [●]
  • P/E: 28.20 times
  • P/BV: [●]
  • EV/EBITDA: [●]
Nature of IPO : MainBoard
Exchange : BSE,NSE
IPO Type : Book Building

United Bank IPO Financial Performance (Restated)

Financial results of United Bank of India IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.

Amount in ₹ crores
Financials Sep-09 FY09 FY08 FY07
Balance Sheet
Assets 7195.23 6150.08 5379.38 4177.92
Net Worth 276.99 253.78 197.03 188.48
Total Debt 23.18 69.27 118.57 41.24
Profit & Loss
Revenue
Revenue on annualised basis
277.56
555.12
480.27 402.28 317.28
EBITDA
EBITDA on annualised basis
[●]
[●]
[●] [●] [●]
PAT
PAT on annualised basis
23.11
46.22
35.86 14.51 26.73
Financials
30-Sep-09
FY09
FY08
FY07
Balance Sheet
Assets
7,195.23
6,150.08
5,379.38
4,177.92

Net Worth
276.99
253.78
197.03
188.48

Total Debt
23.18
69.27
118.57
41.24

Profit & Loss
Revenue
Revenue on annualised basis
277.56
555.12
480.27
402.28
317.28

EBITDA
EBITDA on annualised basis
[●]
[●]
[●]
[●]
[●]

PAT
PAT on annualised basis
23.11
46.22
35.86
14.51
26.73

Notes:
1) Total debt incluides long-term borrowings and short-term borrowings.
2) Revenue means the Revenue from Operations as appearing in the Restated Financial Statements.

United Bank IPO Key performance Indicators (KPI)

United Bank of India IPO PAT Margin is 8.33 % , ROCE (Return on Capital Employed) is [●] % as per latest financial. The below table shows United Bank of India IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.

Particulars Sep-09 FY09 FY08 FY07
EBITDA Margin (%) [●] [●] [●] [●]
PAT Margin (%) 8.33 7.47 3.61 8.42
EPS (₹) [●] 2.34 0.95 1.74
ROE (%) 8.34 14.13 7.36 14.18
ROCE (%) [●] [●] [●] [●]
ROA (%) 0.32 0.58 0.27 0.64
Debt to Equity 0.08 0.27 0.60 0.22
Particulars
30-Sep-09
FY09
FY08
FY07

EBITDA Margin (%)
[●]
[●]
[●]
[●]

PAT Margin (%)
8.33
7.47
3.61
8.42

EPS (₹)
[●]
2.34
0.95
1.74

ROE (%)
8.34
14.13
7.36
14.18

ROCE (%)
[●]
[●]
[●]
[●]

ROA (%)
0.32
0.58
0.27
0.64

Debt to Equity (x)  
0.08
0.27
0.60
0.22

Notes:
1) The EPS represents post-bonus basic EPS.
2) Return on Equity is ratio of Profit after Tax and Total Equity.
3) Return on Assets is ratio of Profit after Tax and Total Assets.
4) Debt to Equity is ratio of Total borrowings and Total Equity.

United Bank of India IPO Valuation Metrics

The market Capitalisation of United Bank of India IPO is ₹ 0.00 crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.

Key Metrics (at the time of IPO)


Market Capitalisation (₹ Cr.):
[●]

Enterprise Value (EV) (₹ Cr.):
[●]

EV/EBITDA (times) :
[●]

PE Multiple (times) :
28.20

P/B (times) :
[●]

NAV (₹) :
94.58

Notes:
1) The Enterprise Value is calculated as Market Cap. + Total Debt - Cash and Cash Equivalents.
2) Price to Book multiple is calculated as the ratio of Market Cap. and Net Worth post IPO proceeds.

What are the key financial metrics in United Bank prospectus?

The United Bank of India IPO prospectus highlights an Return on Equity (ROE) of 8.34 % , Return on Assets (ROA) of 0.32 %, and an EBITDA Margin of [●] %, showcasing financial performance.

How do profitability ratios impact the evaluation of United Bank IPO?

Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows United Bank of India IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.

What is the market capitalisation for United Bank IPO ?

The post-IPO market capitalisation of United Bank of India IPO is ₹ 0.00 Cr., based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.

What is the PE Multiple of United Bank IPO?

The United Bank of IndiaIPO has a Price-to-Earnings (PE) ratio of 28.20 X, indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.

What is the Revenue of United Bank of India IPO?

United Bank of India IPO reported revenue of ₹ 5551.26 Cr. in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from United Bank of India IPO provide insights into sales growth, market demand, and business scalability.

What is the EBITDA of United Bank of India IPO?

United Bank of India recorded an EBITDA of [●], reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.

What is the PAT of United Bank of India IPO?

United Bank of India Profit After Tax (PAT) is ₹ 46.22 Cr., reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 555.12 Cr.
            EBITDA: [●]
            PAT: ₹ 46.22 Cr.
  • EBITDA Margin: [●] %
            Pat Margin: 8.33 %
  • Net Worth: ₹ 276.99 Cr.
  • Market Capitalisation: [●]
  • P/E: 28.20 times
  • P/BV: [●]
  • EV/EBITDA: [●]

Revenue

(As Annualised)

EBITDA

(As Annualised)

PAT

(As Annualised)
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FAQs

United Bank of India operates in Banking And Finance and Banking Services. The Issue is listed on BSE,NSE in Mar, 2010. United Bank of India IPO size was 324.98 with Issue price of 66.00 .

Merchant Banker(s) of United Bank of India IPO: Axis Capital Limited , Edelweiss Financial Services Limited , SBI Capital Markets Limited

United Bank of India IPO subscription was 33.38 X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.

United Bank of India IPO listed at a listing price of 68.80 against the offer price of 66.00.

The current market price of United Bank of India is .

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